Pervasive climate risk is perhaps the most pressing issue of modern agriculture. Farmers are inherently exposed to weather elements which most often affects those without the relevant tool, coping strategies and importantly financing.

Farmers are highly skilled and experienced practitioners most of them have access to land and labour resources but lack access to finance mainly due to price and production risk, lack of collateral, informal records management and failure to meet credit lending criteria set by banks and other lenders.

What if financing was centred around on-going risk management support, improving adaptive capacity to climate change and building long-term resilience? What would it look like if farm decision making was supported by big data and  satellite driven data analysis? What if the financing criteria was based the farmers skill, experience and capability other than traditional lending criteria?